The investor relations site ("Site") with which this document
is associated is maintained by S&P Global Market
Intelligence ("S&P") on behalf of the organization
featured on the Site (S&P's "Client"). These Terms and
Conditions of Use ("Terms of Use") set forth the terms on
which you may use the Site, and the information and
materials contained therein (the "Contents"). By using the
Site, you agree to these Terms of Use. If you do not agree
to these Terms of Use, you are not authorized to use the
Site or Contents in any manner, and you should immediately
discontinue any use of the Site or the Contents.
S&P and/or its Client shall have the right at any time to
modify or discontinue any aspect of the Site or any part of
the Contents. S&P may also modify these Terms of Use
without notice. You agree to monitor these Terms of Use, and
to cease all access or use of the Site if you no longer
agree to abide by the Terms of Use. Your continued use of
the Site shall constitute acceptance of such modification.
S&P and the Client grant to you a limited, personal
license to access the Site and to access and download the
Contents, but only for your own personal, family and
household use. You may not use, reproduce, distribute or
display any portion of the Site for any other purpose,
including without limit any commercial purpose. You may use
the Site and the Contents for lawful purposes only. S&P
and Client reserve all rights not expressly granted,
including the right to terminate your use of the Site
without notice.
The Site contains copyrighted material, trademarks and
service marks, and other proprietary information, including
but not limited to text, software, and graphics, which
materials are owned by S&P and/or its Client. S&P
and Client reserve all rights in the Contents. You agree not
to reproduce, distribute, sell, broadcast, publish,
retransmit, disseminate, circulate or commercially exploit
the Site or the Contents without the express written consent
of S&P and the Client.
You agree to access the Contents and the Site manually, by
request, and not automatically, through the use of a
program, or other means. You agree not to take any action,
alone or with others, that would interfere with the
operation of the Site, to alter the Site in any way, or to
impede others' access to and freedom to enjoy and use the
Site as made available by S&P and S&P’s Client.
THE SITE AND THE CONTENTS ARE PROVIDED ON AN "AS IS" BASIS.
S&P, ITS CLIENT, AND ANY OTHER PROVIDERS OF THE
INFORMATION EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND,
EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY
WARRANTY OF ACCURACY, MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
NEITHER, S&P, THE CLIENT NOR EITHER OF THEIR AFFILIATES,
SHAREHOLDERS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES
SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY ,
PUNITIVE SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR
RELATING TO THE SITE, THE USE OF OR INABILITY TO USE THE
SITE, OR THE CONTENTS, EVEN IF SUCH PARTY HAS BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES. IN PARTICULAR, S&P
WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR
RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE.
It is your responsibility to evaluate the accuracy,
completeness or usefulness of any of the Contents available
on the Site. Please seek the advice of professionals
regarding the evaluation of any of the information on the
Site.
The Site does not represent an offer or solicitation with
respect to the purchase or sale of any security.
These Terms of Use are the entire agreement between the
parties with respect to its subject matter, and it can be
amended only via written agreement by S&P. These terms
and conditions shall be governed by the law of New York,
without regard to principals of conflicts or choice of laws.